Financial support for entrepreneurs

Are you a self-employed entrepreneur and in need financial support for your business? Unforeseen circumstances can lead to financial problems. You can turn to the municipality for financial support.

Are you affected by the coronavirus?

The government has extended the Temporary Bridging Scheme for Self-employed Entrepeneurs: Tozo 2.

You can apply for Tozo 2 from 1 June

  • Tozo 2 requires also the partner's income.
  • Even if you have already received a benefit based on Tozo 1, you have to submit a new application for Tozo 2.
  • Evidence that you have already submitted to Tozo 1, does not need to be repeated if your situation is unchanged.

More information:

Temporary Bridging Scheme for Self-employed Entrepeneurs (Tozo)

Entrepreneurs who are effected by the coronavirus can apply for an allowance called ‘Temporary Bridging Scheme for Self-employed Entrepreneurs (Tozo)’. This can take the form of a supplementary living allowance and/or a business loan in case of liquidity problems to a maximum of € 10.157,00.

The minimum we need for a Tozo application is:

The exact information for Tozo 2 is not available yet. So we may need even more information than is currently stated. Once that is clear, you can read it on this web page.

  • Identity (copy of ID) of you and your partner.
  • Chamber of Commerce registration (this is not a hard requirement).
  • Information about the composition of the household (to determine the level of benefit).
  • Information about your company's income for the period that you are claiming benefits.
  • Information about the entrepreneur’s other ongoing income, for example from part-time work.
  • Information about your partner's income (with Tozo 2).
  • Copy of bank statement for the account to which the money is to be transferred.
  • If available, annual accounts of the business (this is not a hard requirement if the company has only been in existence for a short time).

For an application for working capital, the following additional details:

  • Information that demonstrates that the entrepreneur has ongoing obligations that cannot be paid from liquid assets or the € 4,000 emergency fund.

To whom does this new scheme apply?

The extra temporary support for established entrepreneurs has been created to support self-employed entrepreneurs who are in trouble due to the coronavirus crisis. The government has made financial support available for them.


The special requirements for this scheme include:

  • Established self-employed persons, from the age of 18 up to retirement age.
  • Living in and lawful resident of the Netherlands.
  • Dutch or equivalent.
  • The business or self-employment profession is conducted on in the Netherlands.
  • Complies with the legal requirements for conducting the business, including being registered in the Chamber of Commerce Trade Register.
  • Started the company before 1 January 2020 and meets the hour criterion, i.e. working at least 1,225 hours per year in own business or self-employment profession.
  • Residing in the municipality where supplementary income support is sought.

The government has made a moral appeal to entrepreneurs, asking them to register only if they find themselves in that situation. This will prevent the unintended use of public funds and avoid unnecessary pressure on implementation.

More information:

Application or extension (Bbz and Tozo)

You must have a DigiD for this. Read about the supporting documents (pdf 108kB) that you need to send along with your Bbz application. You do not need to send as many supporting documents for a Tozo application. You can easily attach these, preferably as PDF files. A photo or another file type is also allowed, as long as the document is clearly legible.

Once we have received your application, we will keep you informed about progress. For example, we will let you know if we need more information from you. You will receive such requests by post and digitally in Mijn Loket. You can also add supplementary supporting documentation in Mijn Loket if the municipality requests it from you. You will also be notified of the progress of your application by e-mail.

Please note! You must apply for this scheme in the municipality in which you live, and not in the one where you work!

Need help?

Are you having problems with submitting a digital application? Or are you the skipper on an inland vessel, with your residential address in another municipality? If so, you cannot submit a digital application. Instead, send us an email at

What are the options?

If you temporarily need extra money to keep your company afloat or for living expenses, you can apply for the Social Assistance (Self-Employed Persons) (Bbz) benefit. The municipality offers you the following options:

  • A loan to give your company a financial boost. You can use this to pay debts or make new investments.
  • A temporary supplement to the income that you live on.

You can receive the Bbz benefit for a maximum of one year. If you would like an obligation-free consultation about the options available to you in your current situation, please send an e-mail to

Financial support (only Bbz)

Income supplement

If your family income is below welfare level, then you are eligible for an income supplement. You can access this if you are affected by illness, bad fortune or an injury that stops you from working.

Loan with interest

Does your company need a financial boost, but you can’t borrow money from a bank? If so, you can apply for a loan with interest.

Were you born before 1 January 1960 and your business is no longer viable?

If your income is below welfare level but you have a minimum profit of € 8,068 per year, then you are eligible for an income supplement.

Stopping your business

If you would like to stop your business because you no longer receive enough income from it, you may be eligible for an IOAZ (Income Provision for Older and Partially Disabled Former Self-employed Persons Act) benefit from your municipality. You must apply for this before stopping your business. The benefit supplements your income and then your partner’s income up to welfare level. You must keep applying for jobs.

More information

You can visit the 'Support for entrepreneurs during the coronavirus' web page to find more information about national and other measures for businesses affected by the coronavirus.